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Rich in Manhattan office of NYL

Richard "Rich" Stoeckel,

MSF

Financial Services Professional

rwstoeckel@ft.newyorklife.com

1 World Trade Ctr Fl 39

New York, NY 10007

Disclosure

Richard Stoeckel III is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CO, IL, MN, MO, NJ, NY, and SC. No insurance business may be conducted outside the states referenced.

Richard Stoeckel III is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 1 World Trade Ctr Fl 39, New York, NY, 10007, 212-261-0200. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CO, MN, MO, and NY. No offers may be made or accepted from any resident outside the specific states referenced.

Neither New York Life Insurance Company nor its agents or affiliates provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

For more information about NYLIFE Securities LLC and its investment professionals.

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